credit saint reviews logo

Monthly Fee

 

$79.99 - $119.99

Credit Evaluation

 

Free

Credit Report:

 

Three reports every 45 days

In Business Since

 

2007

Editorial Rating

credit saint reviews logo

Editorial Rating

Credit Saint Review

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Monthly Fee

 

$79.99 - $119.99

Credit Evaluation

 

Free

Credit Report:

 

Three reports every 45 days

In Business Since

 

2007

BBB Rating

 

A+

Guarantees

 

90-day money-back guarantee

credit saint reviews logo

Editorial Rating

Hands up anyone who’s been less than a saint with their finances. All of us have made mistakes. Unfortunately, these mistakes may have serious consequences. A poor to fair credit score makes it harder to get reasonable rates for credit cards, student and mortgage loans, and insurance.

Credit Saint has a team of credit cleaners that guarantee their results. The company offers the best credit repair services in the United States.

Is this claim correct? We researched the company and read multiple Credit Saint reviews to find out.

What Is Credit Saint Best For?

Credit Saint is best for challenging inaccurate, unverifiable, or expired negative items damaging your credit score. If you’re in trouble, they’ll offer counseling on how to get back on track. Yet, If the listing is legitimate or verifiable, they can’t have it reversed.

Ultimately, Credit Saint uses legal techniques to clear your slate. Let’s explore them!

Credit Saint Services

To begin your Credit Saint credit repair process, you need to fill in the application form. The procedure is simple — you need to provide some personal info and choose the package that suits your needs best.

Each plan comes with free advice to improve payment history and Experian monitoring. A great number of users agree that the packages are reasonably priced.

Credit Polish

This starter package is for those with rather small credit issues. It includes the following services that will help remove derogatory items from your credit report:

  • Challenges to the three major credit bureaus
  • Credit score analysis
  • Credit interventions
  • Score tracker

The package doesn’t include cease and desist letters, inquiry targeting, and credit monitoring. Credit Saint offers these credit repair services with the other plans.

Credit Remodel

This package is for someone who has more severe credit issues. In addition to everything that you get with Credit Polish, you’ll unlock:

  • Inquiry targeting
  • Experian monitoring

This package doesn’t include the cease and desist letters. Yet, it’s a good option when you’ve made some serious credit mistakes.

Clean Slate

The Clean Slate plan is Credit Saint’s premier package. This product targets people with significant credit issues. It’s almost the same as Credit Remodel, but also includes:

  • Unlimited challenges to the three main credit bureaus
  • Cease and desist letters
  • Credit Saint Pricing

Read almost any Credit Saint review, and you’ll see a clear theme. The service is outstanding, but you pay for it. The monthly pricing is comparable to what competitors charge. But it’s the initial service fee that lifts the Credit Saint cost.

Still, the company sends out customized forms, and this makes its service more useful.

  • Credit Polish will cost you a First Work Fee of $99 and a monthly fee of $79.99.
  • Credit Remodel’s price includes the First Work Fee ($99) and $99.99/month.
  • For Clean Slate, you’ll have to fork out the First Work Fee of $195 and then a monthly $119.99.

Credit Saint Customer Support

Another thing that you’ll see in almost every Credit Saint review is that the company is easy to contact.

Clients may call the Credit Saint phone number or log in to their account and use the live chat option.

Credit Saint LLC User Reviews

Now, let’s see what users say about Credit Saint on platforms like Reddit, BBB, Consumer Affairs, and TrustPilot.

The Positives

The Credit Saint BBB rating is A+, and the business has been accredited since 2007.

The company’s rating on Consumer Affairs is excellent and average on TrustPilot. Credit Saint reviews on Reddit show that clients like the company’s transparency and employees’ knowledge. The team takes time to explain clearly what the company can and cannot do.

The Negatives

The Credit Saint complaints are more or less similar. The primary one is that it takes some time to see results. But that’s valid for all credit repair services. Some Credit Saint reviews meanwhile suggest that the company’s sales team is pushy.

Our Verdict

Overall, the positive Credit Saint customer feedback is a reflection of the company’s professionalism and high-quality services. You can find cheaper options, but Credit Saint’s credit score improvement methods are more likely to produce positive results.

As long as you understand what the company can and cannot do, you should be pleased with its service.

Alternatives to Credit Saint

How does Credit Saint compare to its competitors? Let’s check out!

Credit Saint vs Lexington Law

Lexington Law is a better-known outfit with more reviews online. Both companies offer good services, and the pricing is comparable. However, Credit Saint ranks higher in terms of quality because of the customized letters included in its Clean Slate package.

Credit Karma vs Credit Saint

Credit Karma is a less expensive option and also well-known. One concern is that the company only checks with two of the three credit bureaus. This could lead to a discrepancy of 25 points. Credit Saint is pricier, but you get more accurate results.

Wrap Up

Overall, you don’t stay in business for more than fifteen years unless you’re doing something right. Credit Saint has a solid background. It takes the time to educate its team and offer customized solutions.

The Credit Saint credit restoration reviews are a testament to the company’s efficiency, while the 90-day money-back guarantee provides clients with further assurance.

Overall, Credit Saint is a legitimate company that offers efficient and professional service.

Pros

  • Reasonable monthly rates
  • Transparent pricing
  • Dispute letters customization
  • Plans for all types of credit issues
  • Easy cancellation

Cons

  • High initial set-up fee
  • Not available in all states
credit saint reviews logo

Editorial Rating

FAQ

What is Credit Saint?

Credit Saint is a credit repair company that checks your credit reports and disputes inaccurate data on your behalf. Removing the negative items gives your credit rating a boost.

How much does Credit Saint cost?

Credit Saint prices range from $79.99 to $119.99 a month, plus a one-time initiation fee of $99 or $195, depending on the plan. There are three service packages to choose from, considering how damaged your credit is.

Is Credit Saint a good company?

Credit Saint is a legitimate company with a good reputation. Credit Saint reviews are overwhelmingly positive, and the employees are knowledgeable. However, it’s worth mentioning that the credit improvement process is slow. But this is true of any credit repair process.

Is Credit Saint legit?

Yes. The company doesn’t engage in disreputable practices that could damage your credit rating.