Number of cryptocurrencies:



Trading fee:



Accepts fiat:



Wallet app:



Editorial Rating Logo

Editorial Rating Review

Advertiser disclosure This page may contain links to our partners’ products and services, which allows us to keep our website sustainable. This means that may receive a compensation when you sign up and / or purchase a product or a service using our links. However, all opinions expressed in this article are solely ours, and this content is in no way provided or influenced by any of our partners.

Number of cryptocurrencies:



Trading fee:



Accepts fiat:



Wallet app:



Withdrawal fees:



Mobile app:



Educational resources:



Transfer types:


Bank transfer, wire transfer, credit card, debit card, SEPA, PayPal, Transfer Wise Logo

Editorial Rating

If you want to immerse yourself in the world of cryptocurrency, you’ll need to find one of the best crypto exchanges.

Boasting more than 10 million users, is undoubtedly among the most popular virtual currency sites out there. The platform makes it easy to buy, sell, trade, send, receive and even earn cryptocurrency. is also packed with features and filled with exciting extras.

But could it be considered one of the top crypto venues? And is it right for you?

In this review, we will reveal everything you need to know about the platform. So read on and decide for yourself!

What Is

First launched under the name Monaco Technologies as a crypto payment solution, quickly transitioned into a full-service crypto hub. Today the brand offers various functions and products. These include the exchange, mobile app, wallet and credit facility.

Located in Hong Kong, the platform welcomes users from over 90 countries, subject to jurisdictional restrictions. One good thing to reveal in this user review is that you’ll find that client balances are protected by varying insurance policies and regulations, depending on where the user is based on what currency they hold.

How Works offers a range of features. To access them, you’ll need to register and create an account. You can sign up using an email address and password. But before you can deposit fiat currency into your account or begin making trades, you’ll also need to verify your identity.

Verifying Your Identity on

The exchange implements the Know Your Customer (KYC) protocol. So to satisfy the site’s verification requirements, you’ll need to provide your full name, upload a copy of a government-issued ID and submit a selfie to prove you are who you say you are.

Following this, the team will verify your ID, and you’ll be able to begin using the platform. Bear in mind, however, that the process can take up to three business days.

If you’re based in one of the countries and want to access particular features, additional verification may be required. For example, when applying for a VISA card, you also need to supply proof of your address.

What Currencies Are Available on

Currently, more than 100 digital currencies can be traded on, including the platform’s own coin (CRO).

It’s worth noting, however, that not every digital asset is available in all jurisdictions, so your location may prevent you from trading in certain currencies with your business account or investment account.

In addition to this, supports more than 20 fiat currencies, including USD, GBP, EUR, AUD, CAD, HKD, JPY, ZAR, RON, PLN, and NZD.

Trading Deposits: Minimum and Maximum

The minimum deposit depends on the method you use. For example, an ACH bank transfer from within the US carries a minimum amount of $20, while a wire transfer from the US requires $5,000.

Withdrawal Amounts: Minimum and Maximum

When you first begin using and your account is verified, you’ll be able to withdraw a maximum of $5,000 from your account each day. However, if you progress and become an ‘Advanced User,’ this withdrawal limit increases to 100 BTC (Bitcoin) per day.

The minimal withdrawal depends on the coin. For instance, the minimum Bitcoin withdrawal is 0.0005, while the minimum withdrawal amounts for Ethereum (ETH) and CRO are 0.016 and 230.0, respectively.

What Can You Do on the Platform?

The app makes it easy to buy digital currencies with fiat currency. You can also:

  • buy and sell cryptocurrencies,
  • exchange fiat currencies,
  • access Crypto Credit and Crypto Earn,
  • make purchases using digital currencies, and
  • manage your VISA card.

However, offers many more features. To find out more, read on to discover what services and features are on offer.

CRO Coin

What is CRO?

This is the token that launched in 2021.

Like other digital currencies, CRO can be bought, sold, traded, sent, and received. As the coin is fairly new, you won’t find many retailers that currently accept it as a form of payment. However, this is likely to change in the future as it becomes more popular.

Cards offers a range of VISA cards, each with its own benefits and incentives. The card(s) you are eligible to will depend on your CRO coin holding.

Currently, there are five card options available:

  • Midnight Blue
  • Ruby Steel
  • Royal Indigo and Jade Green
  • Frosted Rose Gold and Icy White
  • Obsidian

To successfully apply for a Midnight Blue VISA card, you won’t need a CRO stake, and you’ll earn 1% CRO rewards. Yet, you’ll have a maximum free withdrawal limit of $200 and won’t receive any other benefits.

In contrast, the Obsidian VISA card requires a CRO stake of $400,000. Still, you’ll receive 8% CRO rewards and a range of benefits, including free Spotify, Netflix, and Amazon Prime subscriptions and access to Private.

Functioning as prepaid cards, these VISA cards aren’t credit cards or debit cards. Instead, they can top up your existing card to increase the balance. You can then use it at any online or offline location that accepts VISA payments. Credit

The credit facility allows users to obtain an instant loan with low-interest fees and flexible repayment terms.

When you deposit crypto into your account, you’ll be able to borrow up to half of the balance in TUSD, USDC, USDT, or PAX. However, only certain types of crypto can be used to access’s credit facilities. These include CRO, BTC, LTC, ETH, XLM, ADA, EOS, ALGO, VET, ATOM, XTC, LINK, WBTC, and DOT.


The desktop app is ideal for users who want to try their hand at advanced trading. There, you can trade in hundreds of cryptocurrencies and perpetual contracts, get up to 50x leverage on derivative trades and 3x on margin trading.

If you’re an existing app user, you will need to register to gain access to the Exchange separately. However, if you have already verified your identity via, you won’t be asked to do this again.


As you may have seen in other reviews, allows its clients to earn interest on crypto trading. Depending on how much you hold, you can earn up to 8.5% of your crypto coins at up to 14% p.a. on stablecoins. Currently, enables users to earn interest on more than 30 cryptocurrencies, including CRO, ETH, BTC, LTC, USDC, and XLM.

The interest rate you’ll receive depends on how much you hold in CRO, which incentivizes users to purchase’s own coin. If you have $4,000 worth of CRO, for example, and deposit $5,000 USDC for a period of three months, you can earn per year in USDC with an interest rate of 12% p.a.


Next in this review, we’re going to take a look at DeFi.

The wallet gives you access to a full suite of DeFi services in one place. If you want to buy, sell or exchange coins over a decentralized network,’s DeFi functionality enables you to do so.

Furthermore, the DeFi wallet gives you somewhere safe and secure to hold your coins. If you have an existing crypto wallet, you can even import it into your DeFi wallet and manage your electronic money from one location. Fees is known to charge relatively low fees, which makes it a popular platform to use. However, the exact amount you’ll pay will depend on what services you use, the selected payment, and your trading volume.

For example:

Account Deposits
ACH Bank Transfer Free ($20 min.)
Wire Transfer Free ($5,000 min.)
Crypto Purchases with Fiat
Credit or Debit Card 2.99%
Purchases made with account balance Free
Withdrawal Fees Variable, depending on which coins are withdrawn (e.g. BTC withdrawals cost 0.0004 BTC, while CRO withdrawals attract a fee of 100 CRO).

The trading fees are calculated using a Maker-Taker model. This pricing structure takes your 30-day activity into account when determining what fees to incur. Depending on your trading volume, this can make one of the best day trading platforms.

For example:

30 Day Trading Volume (USD) Maker Taker
$0 – $25,000 0.4% 0.4%
$25,001 – $50,000 0.35% 0.35%
$50,001 – $100,000 0.15% 0.25%
$100,001 – $250,000 0.1% 0.16%
$250,001 – $1,000,000 0.09% 0.15%
$1,000,001 – $20,000,000 0.08% 0.14%
$20,000,001 – $100,000,000 0.07% 0.13%
$100,000,001 – $200,000,000 0.06% 0.12%
$200,000,001 + 0.04% 0.1%


Another important element to discuss in this crypto app review is security. has a range of security protocols in place to protect users and their funds, including multi-factor authentication, AES-256 wallet encryption, and anti-phishing measures.

The platform also uses a bug bounty program to identify any potential weaknesses within its systems. This makes it one of the best crypto exchanges and bitcoin trading platforms on the security front.

User Reviews

To date, a significant number of users rate as excellent. On the whole, the wide range of services and features available on appeal to users interested in doing more than making one-off crypto purchases. So positive reviews from users are common among active traders and investors.

However, some are dissatisfied with the level of customer support offered. Numerous users claim that they have been unable to receive adequate assistance from the customer service personnel and that they waited days or weeks to get a response.


What are the best alternatives for vs Coinbase

Generally, has cheaper fees and a wider range of services than Coinbase, which can make it a cost-effective choice. However, Coinbase is known to have a wider variety of educational materials and may be more suited to beginners who are still getting to grips with buying, selling, or trading crypto coins. vs Binance

Binance is another advanced crypto exchange and bitcoin lending site that offers similar features to However, Binance does offer slightly cheaper trading fees for users who have a lower 30-day trading volume. Due to this, users who don’t trade frequently may be tempted to pay reduced fees on Binance. vs Robinhood offers a wider range of features than Robinhood, such as Crypto Credit and more coins. For users who want to access a full suite of services, the enhanced functionality available on the platform may make a more suitable option than Robinhood. Recent negative publicity also leads a lot of people to wonder: is Robinhood safe? The lack of features can be a cause for concern, but Robinhood does take security seriously if you decide to go down this route. vs Kraken

Both and Kraken are great options for advanced traders, but the difference in their fee structure can impact your decision on which platform is right for you. employs a percentage-based structure, while Kraken implements a flat fee. Depending on how much and how frequently you want to trade, you might find that a flat fee or a percentage works best for you. vs BlockFi

You can earn interest on both and BlockFi, but the former typically allows you to earn interest on a wider variety of coins. However, BlockFi tends to be more flexible when it comes to withdrawals, as you won’t have to lock your funds in for a certain amount of time to earn interest on them.

Wrap Up

With so many services and features, is undoubtedly a major player in the industry. While it may not be the ideal platform for beginners, its low fees coupled with its extensive functionality makes it a great choice for regular or advanced traders.

So there you have it: everything you need to know about We hope that you have found this review helpful in determining whether or not it is the right platform for you.


  • Low fees
  • No deposit charges
  • Wide range of coins available
  • Advanced trading options


  • Limited educational resources
  • Poor customer service
  • Complex platforms for beginners Logo

Editorial Rating


Is safe?

Yes. is based in Hong Kong and holds funds in various financial institutions around the world, often with the relevant jurisdictional protections. Furthermore, has significant insurance policies in place to protect its users.

Is legit?

Yes. is well-established in the industry and provides legitimate and transparent services.

Is good?

Although many users are pleased with the services and features on offer at, its suitability depends on your objectives and trading habits. can be a great platform for active and experienced traders, for example.

Is a good wallet?

The DeFi wallet is highly rated by many users, particularly for the ability to import external wallets and manage your funds in one secure location. With the option to access a range of DeFi services from your wallet, many users find that it’s an easy way to hold coins securely, send currencies, swap tokens, and earn interest. It’s certainly an element of the service we rank highly in this review.