CuraDebt Review - Company Logo

Editorial Rating

CuraDebt Review

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If you are in over your head in debt, you may be considering professional help, such as a debt relief or debt settlement agency.

According to CuraDebt reviews left by consumers, the company has managed to erase up to 80% of the debt of its customers.

Does it sound too good to be true?

Our CuraDebt review will shed a light on whether this company may be able to help you with your financial predicament.

CuraDebt Review - Company Logo

Editorial Rating


  • Experienced company
  • Good track record
  • Savings of up to 80%
  • Free consultation
  • A+ BBB rating
  • Negotiates with creditors on your behalf


  • Can impact your credit score
  • High cost
  • No positive outcome guarantee

CuraDebt Overview


Debt relief and tax debt relief

Minimum qualifying debt:



Not specified

Customer service:

Phone, email, fax

Free tools:

Free savings estimate

Consultation fees:


Cancellation fees:

Not specified

Service fee:

20% of the total debt on average

What Is CuraDebt Best For?

CuraDebt is best for people in a dire financial situation due to their outstanding debt. Debt relief is usually seen as a last resort for people that can’t seem to make any progress paying off their debt.

Before agreeing to work with CuraDebt, consider whether the debt settlement cost is worth it for you.

Is CuraDebt Legit?

Yes, CuraDebt is a legitimate company founded in 1996 and based in Hollywood, Florida. The firm is a member of the:

  • American Fair Credit Council (AFCC)
  • International Association of Debt Arbitrators (IAPDA)
  • NetCheck
  • HonestE Online
  • Online Business Bureau
  • US Chamber of Commerce

CuraDebt Qualification Requirements

CuraDebt can help with the following types of debt:

  • Credit card debt
  • Personal loans
  • Payday loans
  • Lines of credit
  • Collections and repossessions
  • Medical bills
  • Business debts
  • Private student loans
  • IRS Debt and Back Taxes
  • Certain secured debts
  • Other types of unsecured personal debt

The following types of debt aren’t eligible in a debt relief program:

  • Utilities and bills
  • Auto, mortgage or home loans
  • Federal student loans
  • Certain credit union accounts
  • Lawsuits (special cases only)
  • Government loans
  • Other secured debts

To qualify for the debt relief programs, a minimum of $5,000 is needed.

Debt relief services are not available to residents of: CT, ID, KS, LA, ME, MT, NH, NV, OR, SC, TN, UT, VT, WV, and WY.

Tax debt relief services are not available in Pennsylvania and Puerto Rico.

How Much Can I Save With CuraDebt?

CuraDebt has a Results section on their website where you can find Debt Settlement Letters from clients.

According to the CuraDebt Debt Settlement Letters from 2019, they have managed to save between 59% and 80% for their clients.

Here are the results from previous years.

CuraDebt Services

CuraDebt essentially offers two types of debt services:

Debt Relief

CuraDebt works with you to find out the best course of action for your situation. If you qualify for their debt relief program, a representative will contact you for a free consultation. They will then work with you to help you with your debt.

Tax Relief

If you have IRS or state tax debt, you can work with CuraDebt’s professionals to resolve your issues. They will try to reduce your tax debt, arrange installments, or find another possible solution.

How Does CuraDebt Work?

If you qualify for CuraDebt’s program, you can schedule a free consultation and talk with a representative regarding possible solutions. Once you are enrolled in the program, you would need to make monthly payments to a special purpose account. CuraDebt will then work to handle your debt for you.

How Much Does CuraDebt Cost?

On average, the Curadebt fees are 20% of the total debt amount. There are no upfront charges.

Your total cost depends on:

  • Your creditors
  • Your credit balances
  • Your monthly contributions into the program
  • The amount that can be negotiated from your balance
  • How quickly it is negotiated
  • The fees charged

CuraDebt Customer Service

Customer service can be contacted via mail, phone, fax, or you can schedule an in-office consultation.

Working hours: Monday to Friday, from 9:00 a.m. to 8:00 p.m. EST, and Saturday, from 10:00 a.m. to 3:00 p.m. EST

In almost all reviews for CuraDebt we came across, clients expressed their gratitude to the support team — customer service is their forte.

CuraDebt User Reviews

What are CuraDebt Reviews saying about the company’s debt relief services?

The Positives

CuraDebt is one of the few companies with high customer ratings on almost all consumer review sites. CuraDebt reviews from 2020 in particular have 5-star ratings.

The large number of positive CuraDebt reviews online highlights the general customer satisfaction with their services Some even mentioned that CuraDebt has saved them from filing for bankruptcy.

When looking for CuraDebt reviews on Reddit, we found only one archived post which seemed to have been made by an employee to attract more clients.

The Negatives

It’s hard to tell what the negative sides of dealing with this company are, due to the small amount of CuraDebt complaints. A good chunk of the CuraDebt negative reviews have further been updated to state that the issue has been resolved. The few remaining CuraDebt reviews with complaints aren’t recent.

Is CuraDebt Best for You?

Our CuraDebt review has covered the basic information about the company and its services. To find out if this is the right solution for you, check if you qualify for the program and then schedule a free consultation.

Each financial situation is unique, and you will know whether CuraDebt will be able to help you once you have discussed your options with a professional.

Alternatives of CuraDebt

What are some great alternatives to CuraDebt?

CuraDebt vs National Debt Relief

National Debt Relief and CuraDebt work with the same types of debts in general and are very similar in their services.

The fees are also comparable: National Debt Relief charges 15-25% of the total debt. The main difference between National Debt Relief and CuraDebt is that you need to have at least $7,500 in debt to qualify for National Debt Reliefs programs.

National Debt Relief is also accredited with the BBB and has an A+ rating, while CuraDebt is not BBB accredited.

To find out which company is right for you, compare our CuraDebt review with our National Debt Relief review.

CuraDebt vs Freedom Debt Relief

Freedom Debt Relief also charges 15% to 25% enrolled debt and you need a minimum of $7,500 to qualify.

Recently, Freedom Debt Relief settled a lawsuit with the Consumer Financial Protection Bureau, due to their pricing.

Here are more details about Freedom Debt Relief.

Wrap Up

If your debt has left you with no other options, then CuraDebt may be able to help. A lot of their clients have seen results, and have expressed their gratitude towards the company in their CuraDebt reviews, which are mostly positive.

CuraDebt Review - Company Logo

Editorial Rating

CuraDebt FAQ

What is CuraDebt?

CuraDebt is a company that offers personal and business debt settlement, as well as IRS and state tax debt relief.

Where is CuraDebt located?

CuraDebt is based in Hollywood, Florida.

How much does CuraDebt charge?

On average, CuraDebt charges 20% of the total debt.

What debt relief options are there?

Here are some options which you can explore if you have overwhelming debt: Chapter 7 bankruptcy Chapter 13 bankruptcy A debt management plan Debt settlement A debt consolidation loan A balance transfer credit card Debt mediation A debt relief company, etc.

Will CuraDebt affect my credit score?

Debt settlement or a debt management program, as well as the situation leading up to it, may hurt your credit score, as it will be reported in your credit history. Debt settlement can be included on your credit report for up to 7 years. If your score has gone down considerably due to your debt, look into credit repair and credit rebuilding options.

Does CuraDebt have an affiliate program?

Yes, CuraDebt gives out a bonus for referral.

Is CuraDebt a good company?

When dealing with a debt relief company, it is important to note that each financial situation is different, which means that their debt relief strategy may not work for you. Judging by CuraDebt consumer reviews online, the company has managed to achieve partial debt cancellation for some of their clients. In the end, no company can guarantee positive results.